

Holistically across all scores, ratings, and indices that give a perspective on payment behavior.Portfolio Comparison from the Viability Rating.Holistically across all scores, ratings, and indices that give a perspective on business discontinuation/failure.To accompany the Risk Level, there are supportive commentary bullets that interpret the individual risk levels: Undetermined Risk is assigned when there is a lack of information to accurately assess the company. A description of the event will be placed under the Risk Level. The Severe Risk Level is based on events that should be given more careful attention, i.e., Significant Business Distress, Bankruptcy, or Other Serious Legal Events. The overarching Low to High Risk Levels are based on the combination of individual risk levels for scores, ratings, and indices that have been assessed for the specific company. D&B Risk Assessment Panelĭun & Bradstreet delivers an Overall Risk Assessment that uses the best available scores, ratings, and indices to provide an Overall Business Risk and what Dun & Bradstreet Thinks. What does Dun & Bradstreet think?ĭun & Bradstreet offers a perspective on the company with a D&B Risk Assessment and Maximum Credit Recommendation. When the company is Out of Business or other special events occur, many of the sections within the panels will be suppressed as a score and the rating or index cannot be calculated. The six are assigned based on the probability of an event occurring, ranging from Low to Severe risk, and ultimately reflecting an Out of Business status. Supplemental details in the individual panels include the risk level, probability of an event occurring, and trending and comparative statistics to normalize your view of risk. The individual panels include the D&B Viability Rating, Failure Score, Delinquency Score, PAYDEX® and D&B Rating. The D&B Risk Assessment includes an overall risk level with commentary based on the report information and a Maximum Credit Recommendation. The Risk Assessment Chapter includes both a D&B Risk Assessment of the company and individual panels of key statistics and graphs for conducting risk assessments. The assessment is designed to help you decide if you should conduct business with a company and to help you define credit terms. Dun & Bradstreet (D&B) evaluates the sustainability and payment behavior of a company by assessing the risk of failure and the risk of slow-to-severely-delinquent payments through scores, ratings, and indices.
